EXP Solutions is a Texas operator-owner: we manage performing rental assets across greater Houston and arrange business-purpose private loans for the investors building alongside us.
The management side keeps assets performing. The lending desk puts private capital to work behind vetted operators. Each side sharpens the other — market data from our own doors underwrites every loan we arrange.
Operator-owned portfolio management across Montgomery, Harris, and Walker counties — with the systems to take on select third-party owners.
We match private capital with Texas real estate investors — first-lien, insured, attorney-documented paper on investment property.
Every file closes with an appraisal or dual comp sets, a lender's title policy, hazard insurance with mortgagee clause, and note and deed of trust prepared by Texas counsel.
| Term | 6–12 mo |
| Leverage | ≤70% ARV / 85% LTC |
| Rate | 10.5–13% I/O |
| Points | 2–3 |
| Term | 12–24 mo |
| Leverage | ≤70–75% as-is LTV |
| Rate | 10–12% I/O |
| Points | 1.5–2.5 |
| Term | 12–18 mo |
| Leverage | ≤80–85% LTC |
| Rate | 11–13% I/O |
| Points | 2–3 |
| Term | 1–14 days |
| Leverage | 100% of A-B close |
| Fee | 1–2% flat |
| Docs | Attorney-prepared |
Address, purchase price, scope and budget, exit plan. We respond within one business day.
Written terms in plain language — leverage, rate, points, draws. Valid ten business days.
Valuation, title commitment, insurance, entity docs. Texas counsel prepares the note and deed of trust.
First-lien, insured, recorded. Draws release on inspection for rehab and construction files.
Borrowers: send the property and the plan. Lenders: tell us your target yield and check size. We'll respond with specifics, not a pitch.
EXP Solutions, LLC arranges business-purpose loans secured by non-owner-occupied investment property only. Nothing on this site is a commitment to lend, an offer of securities, or legal, tax, or investment advice. EXP Solutions, LLC does not arrange loans on owner-occupied residential property.